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Final Expense Life Insurance

Final Expense Insurance (also known as burial insurance) is a type of life insurance policy that provides basic coverage for funeral costs, final medical bills, debts, and other any other final financial needs.

Typically, final expense insurance policies are available to persons 50 to 85 years of age, although actual ages may vary from company to company.

Because these policies are designed for older persons, most policies are guaranteed issue, this means there are usually no medical questions and no medical exam is required to qualify for coverage.

Additionally, premiums for final expense insurance is generally less expensive than traditional life insurance. For these reasons, a final expense policy is a great option for seniors and people with major pre-existing health conditions.